Voided check definition

Find out what ACH stands for, what it can be used for, and the pros and cons of ACH transfer. “2017 FDIC National Survey of Unbanked and Underbanked Households.” Rebecca Lake is a journalist with 10+ years of experience reporting on personal finance. She also assists with content strategy for several brands.

In a way, voided checking a check you already wrote is a safe method of destroying the check. Sometimes you’ll need to cancel a check payment after you’ve already sent or given the check. Open a savings account or open a Certificate of Deposit and start saving your money.

Why Do Employers Ask for a Voided Check?

Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply. Your payor may ask you to complete their own form in order to process your request. This content is not provided or commissioned by the bank advertiser. Opinions expressed here are author’s alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser.

You can set up your direct deposit to put $1,000 of your check into your checking account. Having the voided check on-hand also reduces the likelihood of payroll using the wrong information when it sends out paychecks since they have the check on-hand to reference.

How to Void a Check You Already Sent

Just make sure that you write the word with bold letters and tall and wide enough to cover the whole face of the check with a dark pen or fine marker. You should also make sure that no one can remove the word void from the check. You would not want any thief to remove the word void because after that they will have a blank check in their hand.

• Some banks and credit unions will automatically send you a book of checks when you first open an account with them.
• There’s still a way to void a check after sending it—but you’ll have to act fast.
• These include white papers, government data, original reporting, and interviews with industry experts.
• You can take a check from your checkbook and write “void” across it in large letters and provide the check to your employer.
• Sometimes you can also just bring them void check into them at the office directly.
• A person can void the check by simply writing the word ‘void’ across the front page of the check.

For instance, maybe you wanted to write a check out to a newly married couple and wrote the check out to Mr. and Mrs. Johnson. This can actually be a bit of a problem for them when they go to deposit the check if the bank account they want to use for that check is only in Mrs. Johnson’s name. Chase’s website and/or mobile terms, privacy and security policies don’t apply to the site or app you’re about to visit. Please review its terms, privacy and security policies to see how they apply to you. Chase isn’t responsible for (and doesn’t provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name. J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC , a registered broker-dealer and investment adviser, memberFINRA and SIPC.